"Qian Huang " the influence still is spreading further.
Yesterday (on June 24) , bank of field of A stock market encounter panicky sex undersell, among them restful bank (000001, SZ) , bank of the people's livelihood (600016, SH) , the bank that start line of business (601166, SH) be hit to drop stop.
Analyst of a banking is right " daily economy news " the reporter expresses, violent wind of the interest rate between the bank rises wait for an element, brought about the market to anticipate to the pessimism the best selling north face shirtsof fluidity.
Jin Lin of analyst of Oriental negotiable securities thinks, contractive result meets fluidity create pressure to loan quality, and the credit of the bank is contractive, the capital that can cause hypostatic economy finally flows into hasten to tighten. brass faucet
Shenzhen area the view of a bank public figure appears confirm afore-mentioned viewpoints. This bank public figure discloses, at present its are in a bank to had not put loan basically, "Protect a life to matter " .
Bank drop greatly yesterday /
Yesterday, shanghai deep index is low low go, shanghai points to afternoon fall 2000 bits, and ever dropped for a time defeat 1960 a little bit, end dish pick up somewhat, receive a reply finally 1963.23 a little bit, drop 109.86 a little bit, drop 5.30% .
And the bank yesterday board piece drop bigger, 3 when divide afore-mentioned dropping to stop besides, major bank drop more than 5% , the construction bank with best expression also drops 2.96% .
Luo Yi of analyst of the negotiable securities that enrol business is right " daily economy news " the reporter expresfree norton internet antivirusses, market sentiment is at present more panicky, violent wind of market of the interest rate between the bank rises last week, a lot of people appeared to bank fluidity very pessimistic judgement. In addition, really individual bank puts in other economy product to go up through short-term financing, this circumstance also has certain deterrence effect to these banks.
Last week 4, violent wind of interest rate of short-term loan of a person of same business between the bank rises, although be in last week 5 all bmodern dining chairsegin fall after a rise with this week, but market fund area is short-term the state is not hopeful, and from the Central Bank make known his position to be free modern dining chairsable to see, the near future should not somewhat movement.
And message level also does not have gowatch case openerod news. Last week 5, huiyu of international grade orgnaization releases a report to say, the time that will product of conduct financial transactions of more than 1.5 trillion RMB is remained this month expires in succession, this will make interest rate of the short-term loan between the Bank of China that just achieved new record is faced again bigger go up pressure.
Ba Kelai capital also thinks in ongoing newspaper, chinese Central Bank stands sturdily this in sspring poolame limit —— to help a government finish with decision-making layer go lever is changed, expand fixed position for economy afresh, made balance can maintain thereby can grow continuously. Meanwhile, this orgnaization returns caution a few in the risk of small bank.
But look in Luo Yi, the exprharrison hot spring public poolession of field of A stock market reacts a bit yesterday excessive, course of study of Bank of China can not have very big risk.
Go lever is changed will last /
Ba Kelai is mentioned, short-term interest rate may keep exalted continuously in later period, this may cause one share in small bank beak a contract, and the part is behaved on business of a person of same business radical in small bank may face bigger risk.
And drop yesterday the bank of the people's livelihood that stop has with the bank that start line of business be call-overed to mention by Bakelai, ba Kelai says, small bank is using credit risk capital fund in (bill and fiducial be benefited authority TBR) buy return make work and sell piece counter-purchase dozen of edge ball. The risk of break a contact of these asset, look in Bakelai those who want what outclass is mark with bond go against counter-purchase / counter-purchase.
According to media coverage, 2012 bank of the people's livelihood already discount bill dimensions compared to the same period cruel add 376% , in the meantime, the bank that start line of business already discount bill and fiducial be benefited authority dimensions also soars compared to the same period 61% .
"Business of small bank a person of same business is done morer in, but bank of the people's livelihood and affirmation of the bank that start line of business are to occupy than highest. " a personage inside course of study is right " daily econonorth face shirtsmy news " the reporter expresses.
"At present catenary of fund of the market between the bank slants close, do not indicate policy of money of the home products in the move is tightened up. " when the State Council develops Zhang Chenghui of director of institute of research center finance to attended forum in Guangzhou recently, express. He thinks, the circumstance of the near future was in the past a few years the commercial bank is follow one's inclinations outspread oneself business dimensions, the concentration after reaching a the limit erupts. The Central Bank already showed a kind of strong attitude to the commercial bank, requirement commercial bank treats his management activity more carefully, make its control credit excessive increase the risk with the business outside the watch.
Shen Yinmo country grinds in also ebrass faucet aerator xpress in the newspaper, the bank goes lever process will last. From March of end " 8 article " to the bond of Central Bank check April era is held, arrive again the bill of end violated compasses behavior check in May, till the Central Bank is newest cautious attitude, can see superintendency layer controls the determination of financial venture.
To the bank go situation, jin Lin of analyst of Oriental negotiable securities thinks, bank integral appraise is worth already very low, but the power that sees less than rising it seems that at present.
Of Shen Yinmo country grind also think in the newspaper, mix in fluidity insecurity economy is exhausted before appearing to improve signal apparently infirmly, silver-colored andante piece integral appraise value promotes significantly hard.
The bank begins cherish to borrow /
Jin Lin expresses, monetary market money rate rose recently, the profit to a few banks can produce an effect, and the loan quality that these banks return pair of near futures anticipates change somewhat, the loan quality of prospective bank also is met somewhat pressure. He thinks, this blow may bring about future to be able to appear fluidity is contractive, the result with contractive fluidity borrows money namely quality can have pressure.
In fact, the fraction defective of the bank is in second half of the year began occurrence growth last year. Data shows, this year first quarter, the fraction defective of much home bank all appears rise, and the data that silver-colored inspect meets also shows, bad loan rate is our country commercial bank first quarter 0.96% , prep above bad loan led year end last year 0.95% .
Lharrison hot spring weather forecastuo Yi thinks, course of study of Bank of China can not have very big risk. To local debt, he thinks, pass a bank two this years a few digest, a few bigger risks had transferred a balance sheet besides.
Because financing is tight, the bank also begins more and more cherish is borrowed. Yesterday, a bank public figure checks Shenzhen area " daily economy news " the reporter expresses, at present its are in a bank to had not put loan basically, "Protect a life to matter " . This bank public figure expresses at the same time, although the bank still has fund, but it is at present won't loan.
Jin Lin thinks, the credit of the bank is contractive, the capital that can cause hypostatic economy finally as a result flows into hasten tighten.
Golden company is in in newest those who release grind think in the newspaper, the market money rate between the bank rises, the financing cost that will cause hypostatic economy from the channel such as debt city, stock market and bank credit rises, thereby economy of be a burden on grows. Accordingly, will 2 quarters GDP is added compared to the same period this year fast forecast from now on before 7.7% reduce to 7.5% , annual GDP at the same time growth is forecasted from now on before 7.7% reduce to 7.4% .
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