Inside course of study: "Qian Huang " or accelerate an industry to shuffle expert: House price suffers " Qian Huang " the influence is finite
Ms. Zhao that from Anhui Lai Ningbo works is a bit little yesterday depressed, she and husband took a fancy to Mei Shan to protect duty port area last week one office opens a floor newly dish house, site of bank of the letthe best spring poolter in running applies for a flatlet to borrow, be informed by the staff member directly however this month examines and approve affirmation " did not make fun of " .
"Why this month did not make fun of, the staff member also did not make an explanation more, read today's newspaper to me, my this ability knows former bank also begins to lack cash. " Ms. Zhao says, "I and husband worked 5 years in Ning Bo talent save money buys a house to money, did not think of a bank now also 'i want modern dining chairs dig or dig out with a finger or sth pointed ' rose. Look can ask a few have a try more only. Look can ask a few have a try more only..
Market scanning
Partial bank tightens up a flatlet to shift policy
Bank " Qian Huang " whether can you affect the room borrows a domain? Yesterday, the reporter understands, current, city of another name for Ningbo has the room of partial bank to borrow policy to be tightened up somewhat truly, head extent of privilege of respect of flatlet interestspring pool rate is reduced, the roomthe most popular watch cases borrows a doorsill to also rise somewhat.
modern dining chairsYesterday, reporter with common the identity of the person that buy a house sought advice from Pu Fayin Hang Haishu of a site borrow commissioner. Hear the reporter wants to buy a flatlet, this staff member " checked registered permanent residence " : Is registered permanent residence to be in Ning Bo or outer ground? What job to pursue? Year income how many? What job does the parents in the home pursue?
"Is registered permanent residence in is there distinction in Ning Bo? " the reporter indissolubles.
"Yes, now is peaceful wave registered permanent residence also can serve as think according to. Because bank specified number is spent now little, want to put limited natural resources to body of high grade client. " explanation of the other side says.
"My circumstance, can you take the 85 favourable interest rate that change? " wait for the other side to be checked " registered permanent residence " , the reporter asked about a room to lend interest rate.
"Now 85 folding affirmation is to do not have, can take at most 9 fold. " the other side expresses, began on June 10, this bank is borrowed to the room undertook tightening up, calculate each datthe most popular north face shirtsa to be accorded with put shift a demand, also do not take 85 fold. And go up in examine and verify, also raised the requirement of more severe exacting to the client. "Previously, as long as client income and ask for a letter to be no problem, can take basically 85 fold. " he estimates, when July, the situation of bank financing insecurity may take a favourable turn somewhat, the room borrows policy to also can relax slowly.
"We still can have next surplus last month, since a period of ten days of this the middle of a month maintain basically control in standard interest rate, favourable without next float. " in the staff member of a site also expresses letter bank Jiang Dong, bank financing is tight recently, the respect is borrowed to be tightened up somewhat in the room, such circumstance, arrive to may be changed somewhat July. "These days, was material to had been referred, also want when next month ability is put borrow. Also want when next month ability is put borrow..
"Head flatlet is here borrow disagreement to calculate, you had better go to state-owned bank, they have 85 to lose privilege. " the bank that start line of business a staff member turns the business that come to the person of the same trade, "Head flatlet we are the biggest privilege also has 95 to fold only, and the forehead is spent now close, approve very hard still come down. " the other side expresses.
In ffree norton internet antivirusact, reporter from know asks inside banking, ning Bo many commercial banks from upright midday small the last day length a holiday begins, had shut loan system in succession, at least June is to won't be put borrowed.
Peaceful wave house property trades quantitative change is not big
Partial bank is tightened up put shift policy, whether can you buy room apiration to bring an influence to the citizen?
Yesterday, the reporter visited Ning Bo to press down the sea a building dish selling office. The person that many buy a house is negotiating with the salesperson.
"Loan interest rate changes a bit, won't affect me to buy a house, basically seeing a room is appropriate. " a penorton internet antivirusrson that buy a house expresses to the reporter.
A of the selling office old surname sells assistant inspector general to express to the reporter, current, with a few banks that they cooperate, did not adjust a room to lend interest rate, because enthusiasm of this pair of person that buy a house is nonexistent,affect.
Yesterday, the reporter also sought advice from peaceful wave house property to trade center. This center staff member expresses, from trade at present central data looks, trade the amount does not have big change, and keep balance basically as one used to do.
spring pool"Extend the big head that housing borrows money or state-owned bank, state-owned now bank still is maintained 85 lose privilege changeless, right the room of the person that buy a house is the best selling modern dining chairsborrowed won't bring too big impact. " south Xue Min of manager of department of layout of day house property is strong think, current, ning Bo borrows policy to have a few banks that tighten up to the room, do brass faucet aerator not borrow with the room give priority to dozen, unapt still buy a room to cause a worry to the citizen. And, use up through round of March, first person that just needed to buy a house decreases considerably, the person that buy a house now is perfective more very buy a house, a flatlet policy of the bank adjust an influence to be less than.
Each just are unscrambled
Room look forward to: "Qian Huang " or accelerate an industry to shuffle
Get a bank get drop reach " Qian Huang " the influence that lasts possibly, real estate board piece drop greatly the day before yesterday even more 7% , also did not see yesterday rebound evidence, this lets a person can't help wanting to ask, "Qian Huang " whether will affect really room look forward to, does the capital catenary of look forward to giving a room create pressure?
Zheng manager tells a controller of room look forward to that does not wish to disclose company name the reporter, bank " Qian Huang " if go down continuously all the time, will naturally cause an effect to their company. "Resemble a few buildings dish in the process that the project is developing, need lasts, many capital is devoted, once the bank raised credit threshold, perhaps be opposite directly enterprise ' ' of run out of grain, perhaps the project is become ' ' of sodden poop deck. Perhaps the project is become ' ' of sodden poop deck..
And to a few " not poor money " for room look forward to, "Qian Huang " the influence is finite. "Our company does not have the pressure of capital respect temporarily, so bank money shortage, the pressure that creates to us is not great. " Ning Bo opens the trade that cast buy Liang Bisheng of assistant of limited company general manager says, "Qian Huang won't affect us to take the ground to perhaps develop a project, because these plan to be in early the beginning of the year when had been made according to company capital actual strength, won't change usually. Won't change usually..
Liang Bisheng thinks, bank " Qian Huang " in some sense, right industry is a favour. "Chain of small capital of room look forward to ruptures died, the room look forward to with abundant actual strength came down alive. Ning Bo has look forward to of many 100 room now, qian Huang will accelerate the superior bad discard of this industry. " Liang Bisheng says.
Expert: House price suffers " Qian Huang " the influence is finite
To average citizen, the problem that cares most, or " Qian Huang " can bring about house price to produce change.
Xue Min is strong think, right common for the person that buy a house, the bank lacks cash is a benefit good. Hit to estate market because of policy of capital lever, credit the conference is very big, when development business capital is nervous also, house price receives the inflection point that falls back and forth possibly. "The determination that sees the Central Bank now is quite big, if the Central Bank continues not to move, I estimate 2-3 after the month, the effect of house price fall after a rise can be shown. The effect of house price fall after a rise can be shown..
Neverthelemodern dining chairsss, also somebody does not agree with this kind of viewpoint. "Land natural resources is rare after all lack resource, I feel house price won't get too big impact. " Liang Bisheng says.
Transition of industry of place of institute of industrial and commercial government and company develops Zhejiang institute assistant director Dr. Chen Xueguang thinks, this " Qian Huang " duration won't be too long, because the house price of this second half of the year still is,decide by the main area of supply demand relations, the cash shortage concussion to house price also may be the short-term effect of wave band sex only.
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